Terms and Conditions

1. Acceptance of Terms

By accessing or using Velyra Platform ("the Platform"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not access or use the Platform. These Terms apply to all visitors, users, and others who access the Platform.

2. Description of Service

Velyra Platform provides AI-driven data analysis and decision-support tools intended to assist users in evaluating information relevant to personal and business capital management. The Platform does not provide financial, legal, tax, or investment advice, and outputs generated by the Platform should not be treated as a substitute for professional guidance.

3. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use the Platform. By using the Platform, you represent and warrant that you meet these requirements and that any information you provide is accurate and complete.

4. Account Responsibilities

If the Platform requires account registration, you agree to:

• Provide accurate, current, and complete information during registration;
• Maintain the confidentiality of your login credentials;
• Notify us promptly of any unauthorized use of your account;
• Accept responsibility for all activity that occurs under your account.

5. Acceptable Use

You agree not to use the Platform to:

• Violate any applicable local, national, or international law or regulation;
• Attempt to reverse-engineer, decompile, or extract the underlying models or methodology of the Platform;
• Interfere with or disrupt the integrity or performance of the Platform;
• Use automated means to access the Platform without our prior written consent;
• Misrepresent your identity or affiliation with any person or entity.

6. No Financial Advice

Nothing on the Platform constitutes financial, legal, tax, or investment advice. All analysis, outputs, and materials are provided for informational purposes only. You are solely responsible for any decisions made based on information obtained through the Platform, and we strongly recommend consulting a qualified professional advisor before making financial or business decisions.

7. Intellectual Property

All content, design elements, software, and materials associated with the Platform, excluding user-provided data, are the property of Velyra Platform or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Platform without prior written permission.

8. Fees and Payment

Where the Platform involves paid access or subscription tiers, applicable fees, billing cycles, and payment terms will be disclosed at the point of purchase. Fees are subject to change, and we will provide reasonable notice of any pricing adjustments where required. Unless otherwise stated, fees are non-refundable.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Velyra Platform and its affiliates, officers, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from your use of or inability to use the Platform, even if advised of the possibility of such damages.

10. Disclaimer of Warranties

The Platform is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of results. We do not warrant that the Platform will be uninterrupted, error-free, or free of harmful components.

11. Indemnification

You agree to indemnify and hold harmless Velyra Platform, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Platform or your violation of these Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Platform, without prior notice, for conduct that we believe violates these Terms, is harmful to other users, or exposes us to liability. Upon termination, provisions of these Terms that by their nature should survive will remain in effect.

13. Changes to These Terms

We may revise these Terms from time to time. Material changes will be indicated by updating the "Last updated" date at the top of this page. Your continued use of the Platform after changes are posted constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Velyra Platform operates, without regard to conflict of law principles. [Jurisdiction to be specified.] Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

15. Contact

Questions regarding these Terms should be directed to us through the contact details provided on our Contact page.